Personal Finance

Who Engineered the Collapse of the US Banking System?

As the mortgage mess unravels and takes down more and more of the players, bits and pieces…

Where is the Accountability?

The “sub-prime” mortgage crisis is a euphemism that does not exist. Realtors and mortgage companies are only…

Subprime lending practices and the healthcare industry

I often hear arguments in discussions, both on the news and in person, that government oversight of…

Real Estate Valuation

Bubble or no bubble – for many, this is the dominating personal-finance question for many. I have…